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OnlineNaira Loans
OnlineNaira Bridging Loans

Since April 2011, OnlineNaira has built a growing customer base that is increasingly doing more business online. In August 2017, that customer base stood at 0.36 Million members and around 10% of them using OnlineNaira actively on a Monthly basis. Today, we can confidently say that we have come to understand their needs even better. A lot of our members often need a bridging loan either because they are unable to reach needed funds to complete an urgent transaction or for some rate/price movements, dollar equivalent balances change and they are unable to make a further deposit in a timely manner. While we agree that this loan facility may not be for everyone, OnlineNaira Loans have be designed to look after the urgent need for money to complete transactions and planned to be granted within a few minutes. Loans are given for a maximum period of 30 days.

Loan Rate:Interests - 7.5 % | Payment Period - 30 days.

Loan Request
If or when you become elligible for a loan, the loan application will appear in your home page when you login. It will show the maximum amount you are entitled to apply for and you will be able to enter the amount you would like to borrow. Submit your loan request and we will process within minutes.

Loan Repayment
When we grant your loan request, the money is added to your account balance and it becomes available for you to spend.

Loan Features
Here are some features of the loan we offer:

  • Only offered to accounts 6 months old or more.
  • You must not have a negative balance at the time of request.
  • Loan is to complete transaction and not to be withdrawn.
  • You must be a certified member to qualify.

Loan Rate:Interests - 7.5 % | Payment Period - 30 days.

Frequently Asked Questions

Q - Why is my card not accepted for payment?
A - There could be many reasons why your card is not accepted for payment and it should be understood that our staff do not have control over what card is accepted. We suggest you try like 2 or 3 times as it may be due to network issues in Nigeria. If the problem persists after a few trials, please use alternative deposit methods such as Cash into Bank or Internet Banking.

Q - Do I need to sign-up to request a Loan?
A - Yes. The loan is only available to logged in members.

Q - Can I withdraw the Loan?
A - No. This loans are to complete a payment oe eCurrency transaction in OnlineNaira and not to be withdrawn.
Updated - 13 August 2017.
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