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OnlineNaira Investments (InvestON)

Since April 2011, OnlineNaira has grown into a $4 Million Dollar a year company and while we are looking to raise money to increase our share of the Payment Gateway & eCcurrency Market, we are also looking to share our success with our members. InvestOn has been designed to look after the investment need of Africans looking to invest in a growing Internet Company. The promised return has been set to differentiate OnlineNaira from the unreal high yield investment programs available online and to offer a true and achievable investment return spread over 12 months. While we agree that this investment program may not be for everyone, it is important to remind investors that if a promise seem too good to be true, it most probably is and it must be avoided at all costs. We genuinely believe that our return on Investment is excellent and one that could bring additional monthly income for the investor. This page is dedicated to helping you understand how to invest in OnlineNaira.

Investment Rate: ROI Monthly - 4.17% | Minimum Investment - N45000

Investment Deposits

To FUND your InvestON Account, you will first need to make a deposit into OnlineNaira by using either cash or card.

To deposit with CASH - Please login into your OnlineNaira account and click on DEPOSIT MONEY. Enter the amount you want to deposit in Naira and choose "Cash" as the deposit method. When you submit the form, you will find bank account details on the following page. It is important that you start your deposit from within OnlineNaira just as described above. We charge a cash deposit fee of 2% + N250 when you pay by cash. To deposit with CARD - Please login into your OnlineNaira account and click on DEPOSIT MONEY. Enter the amount you want to deposit in Naira and choose "Nigeria Card" as the deposit method. When you submit the form, you will be redirected to the card payment interface where you could be able to enter your card details. We charge a deposit fee of 3% + N250 when you pay by card.

Placing your Investment Order

To create a New Investment, you will need to move money from your OnlineNaira account to InvestOn in multiples of N45,000. Login and click on SEND MONEY, choose InvestON in the Payment Options, enter the amount to invest and submit. As soon as you submit, the investment amount comes out of your OnlineNaira account and goes into the InvestON account. There is currently no upper limit to the amount you are allowed to invest.

Withdrawing from InvestOn

Withdrawing from InvestON is automatic and is done on a monthly basis. OnlineNaira will process your returns on same date every month for 10 months after you made the initial deposit. Your ROI will be available to withdraw as soon as we have paid it into your OnlineNaira account. If you have any queries with returns on your investment, pls send an email to investon@onlinenaira.com or just have a chat with a member of staff online now.

Investment features

  1. Repayment spread over 11 months
  2. Receive ROI from Month 2 to Month 12.
  3. Receive Capital on Month 12
  4. Minimum Investment – N45000
  5. Invest in multiples of N45000
  6. You can invest any amount, but in multiples of N45000.
  7. Monthly return of 4.17 % paid into same OnlineNaira account.
  8. Earn Referral Fee of 5%
  9. Earn Agent Fee of 15%

Investment Brief
Your Investments in OnlineNaira will go into doing the following:

  1. OnlineNaira Expansion
  2. Expansion of Search Nigeria, MyClickAds & SmallJobs
  3. Rent-To-Own Building Projects
  4. Non Cash Loans

Our Guarantee
The most important guarantee we have for our investors is the fact that OnlineNaira has been around for over 7yrs and still growing. We have plans in place to be the largest payment gateway and eCurrency Exchanger anywhere in Africa and we have huge liquidity that makes us poised to offer this mouth-watering, but reasonable returns on your investment. InvestOn is wholly owned and operated by OnlineNaira for its members to invest in OnlineNaira activities.

The OnlineNaira Profile
OnlineNaira is an African Payment Gateway & eCurrency Exchanger established in 2011. Our core business activities include taking payments locally and making the same payment available for our users to spend in an online wallet. OnlineNaira services are specifically designed for people who do business with Africans. It therefore follows that individuals and merchants who do business with Africans irrespective of where their businesses are in the world can use OnlineNaira to receive money from or send money to Africans. Click here see the OnlineNaira Profile.

Investment Illustration

Capital - Your capital is N45,000 and you get it back on the 12th month or reinvest.

ROI - Your return on the investment of 50% is N22,500. This total return is paid to you on a monthly basis equally @ N2,250.45 for 10 Months.

Month 1 – invest N45000
Month 2 – receive N2,250
Month 3 – receive N2,250
Month 4 – receive N2,250
Month 5 – receive N2,250
Month 6 – receive N2,250
Month 7 – receive N2,250
Month 8 – receive N2,250
Month 9 – receive N2,250
Month 10 – receive N2,250
Month 11 – receive N2,250
Month 12 – receive N45,000

Total received by 12th month – N67,500

Additional Benefit to InvestOn
We want you to know that at OnlineNaira, we look after those people who choose to invest in OnlineNaira. We know you not only want a return on your investment, but to also see OnlineNaira grow and to have the largest share of the Payment Gateway Market in Africa. We have therefore put together additional benefits to encourage you to invest actively and to see that you get more than your ROI when you invest with us.

While you are an active investor in InvestOn, you will also get the following benefits:

  1. 10% Discount on all OnlineNaira fees
  2. Year End bonus when we declare OnlineNaira profit

We plan to add more benefits as soon as we have worked out the logistics.

The Investment Portfolio
It is important to visit this page often to see updates on what we are doing with your investment money. Our approach is to be open and as transparent as possible and pls feel free to ask questions if there are any issues we raise here that are not as clear as you would want them to be. We are currently spending money on the following:

  • Consolidating the OnlineNaira bank balance.
  • Consolidating CBN compliance regarding security deposit.
  • Land Acquired for first Property Investment

All future developments will be aded here for you to see what we are doing with your money.

Investment Update - November 2017
We are already investing the money received so far in projects that help to increase our capacity to handle over one million transactions daily. Today, our income has increase by 320% over 2016. We are using your money to fund our expansion and that gives us the ability to prepare to compete with the likes of paypal for online transactions. We are already doing a lot more and some of the infrastructural additions to OnlineNaira will come to the fore within the next few months. A notable addition is our investment is instant cash deposits. Within a few weeks, it would be possible for all depositors in Nigeria to deposit cash into their OnlineNaira accounts without going to the bank. This option is different from Card or Bank Transfers.


Investment Rate: ROI Monthly - 4.17 % | Minimum Investment - N 45000

Frequently Asked Questions

Q - Why is my card not accepted for payment?
A - There could be many reasons why your card is not accepted for payment and it should be understood that our staff do not have control over what card is accepted. We suggest you try like 2 or 3 times as it may be due to network issues in Nigeria. If the problem persists after a few trials, please use alternative deposit methods such as Cash into Bank or Internet Banking.

Q - Do I need to sign-up to Fund InvestOn?
A - Yes, you need to sign-up with OnlineNaira in order to fund invest in OnlineNaira. When you sign-up, you will be able to manage your details, manage your many deposits and withdrawals.

Q. Does OnlineNaira make any profit from InvestOn?
A - Yes. OnlineNaira owns InvestON. OnlineNaira operates InvestON and takes full responsibility for InvestON. We expect you to make an investment for 12 months so we could make maximal use of your money in order to justify the returns we offer. Your investment cannot be stopped once you have started.

Q - What is the Maximum Investment allowed?
A - There is currently no upper limit to the amount of money you can invest, but you need to understand that you will only be able to withdraw your returns while we have your money. Be sure to invest an amount of money that will ensure you have no need for the capital for another 12 months.

Q - Could I have more than one Investment?
A - Yes. We allow more than one investment to run simultaneously. Each investment will run for 12 months and treated separately.

Updated - 16 November 2017.
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