OnlineNaira Fees

OPEN AN ACCOUNT: FREE
Opening an OnlineNaira account is free and you could do it from here - Sign up Now.

SEND MONEY: FREE
It means OnlineNaira will not deduct any fees from your money when you send money to another OnlineNaira member. Click here to send money to another OnlineNaira member.

RECEIVE MONEY: 1 % plus NGN 26
We charge 1% plus NGN26 per transaction when you receive money from another OnlineNaira member.

DEPOSIT FUNDS

  1. Nigeria Cash,Transfer or Quick Code - 2% plus NGN250 per transaction;
  2. Africa Cash deposit excluding Nigeria - 2% plus NGN250 per transaction;
  3. Deposit with PerfectMoney - 0% plus NGN0 per transaction;

Everytime you fund your OnlineNaira account either by physically depositing money from a Bank in Nigeria or transferring money into our Bank Account through Online/Telephone Banking, we will charge a fee. Money you deposit into our bank account is credited to your OnlineNaira account within minutes. Click here for more information on PerfectMoney deposits.

Refunds: When you receive a refund from a merchant outside of OnlineNaira, the same is credited to your OnlineNaira account within 24 hours. All refunds are treated as Deposits and will incur our Seller FEE, depending on where the refund is coming from. If the payment for which you received a refund was initially processed by OnlineNaira, it would still be treated as a $ receipt.

WITHDRAW FUNDS

Please make a withdrawal from your OnlineNaira account whenever you need to make a payment to an International Merchant.

  1. Cash in 1hr - 1% plus NGN1,860 per transaction;
  2. Same Day Cash - 1% plus NGN1,200 per transaction;
  3. Next Day Cash - 1% plus NGN900 per transaction;
  4. Cash in 3 days - 1% plus NGN600 per transaction;
  5. Cash in 5 working Days - 1% plus NGN0 per transaction;
  6. Cash in 14 days - 0% plus NGN0 per transaction;
  7. Any International Bank - 1% plus NGN10,000 per transaction;
  8. Africa Cash Pickup - 1% plus NGN3,000 per transaction;
  9. Africa SWIFT - 1% plus NGN8,000 per transaction;
Send Money Options Cost
PayPal 5% + NGN 250 An Internal Transaction
Fee of 5% applies
to all eCurrencies.
BankErrand 1% + N2000
Pay4me 5% + NGN 250
PerfectMoney N5 / -5 per dollar
Neteller N / per dollar
BitCoins 0.000000 BTC per dollar
Solidtrust Pay N5/-65 per dollar
Payeer N 5 / -25 per dollar
Payza N / per dollar
Skrill N25 per dollar
Binary.com N 5/-5per dolar

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